Privacy Policy
Last updated: January 2025
1. Introduction
CashDrive Finance (“we”, “our”, “us”) is committed to protecting the personal information of our clients, partners, and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or apply for financing.
2. Information We Collect
We may collect the following categories of personal information:
- Identity data: Full name, date of birth, government-issued ID, BVN
- Contact data: Email address, phone number, postal address
- Financial data: Bank statements, turnover information, loan details
- Business data: Business name, RC number, CAC documentation
- Technical data: IP address, browser type, pages visited
3. How We Use Your Information
We use your personal data for the following purposes:
- Processing and assessing loan applications
- Performing credit checks and due diligence
- Complying with legal and regulatory obligations
- Communicating about your application or account
- Improving our services and website
4. Data Sharing
We do not sell your personal data to third parties. We may share your data with credit bureaus, regulatory bodies, legal advisers, and service providers strictly necessary for processing your application — and only under appropriate data sharing agreements.
5. Data Retention
We retain personal data for as long as necessary to fulfil the purposes for which it was collected, comply with legal obligations, and resolve disputes. Loan application data is typically retained for a minimum of 7 years.
6. Your Rights
You have the right to access, correct, or request deletion of your personal data. To exercise these rights, please contact us at info@cashdrive.finance.
7. Contact
For any privacy-related questions, please contact us at info@cashdrive.finance.